U r responsible for ur life

You are responsible for your life journey

All By Myself by Céline Dion
Posted:Jul 7, 2023 9:15 pm
Last Updated:Jul 22, 2023 5:57 am
221611 Views
When I was young I never needed anyone
And making love was just for fun Those days are gone

Livin' alone I think of all the friends I've known
But when I dial the telephone Nobody's home

All by myself Don't wanna be All by myself Anymore

Hard to be sure Sometimes, I feel so insecure
And love's so distant and obscure
Remains the cure

All by myself Don't wanna be All by myself Anymore

All by myself Don't wanna live All by myself Anymore

When I was young I never needed anyone
And making love was just for fun Those days are gone

All by myself Don't wanna be All by myself Anymore

All by myself Don't wanna live
Oh, oh, no
Don't wanna live by myself, by myself anymore

By myself anymore
Oh, oh, oh
All by myself

Don't wanna live
I never, never, never
Needed anyone




4 Comments
Prigozhin of Wagner's mutiny or coup 政變 failed?
Posted:Jun 25, 2023 8:04 pm
Last Updated:Mar 27, 2024 2:31 pm
198124 Views

Saturday has no stock market, so I woke up late on 6/24/2023. When I turned on my internet to read news. I was stunned by Yevgeny Prigozhin lead Wagner group turned around from Ukraine to Russia straight to Moscow. I was almost in shock when I read the news about the mercenary Wagner soldiers (prisoners) drove troop of tanks without any difficulty, not a bullet fired, not any bomb threw, they were approaching to Moscow and only 2 hours more they could arrive Kremlin and Putin had to flee out of Kremlin. I thought the war between Russia and Ukraine will be over and by Monday 6/26/2023 the stock market will soar for this big news. I went out to have lunch.

By the time I returned home and turned my computer on. What was happened during I was out? Prigozhin agreed that if Vladimir Putin fired Russia Minister Sergei Shoigu and another guy, Prigozhin is willing to go to Byelorussia 白俄羅斯共和國. I don't understand why Prigozhin trust Putin so much. What if after a while when everything settled down, Putin won't poison him or send an assassin to murder Prigozhin??? If I were Prigozhin, I wouldn't trust Putin.

Prigozhin is a Russian oligarch and mercenary chief, and was a close confidant of Russian president Vladimir Putin until he launched an alleged coup in June 2023. Prigozhin is sometimes called "Putin's chef", as he owns restaurants and catering companies that provide services for the Kremlin.

3 Comments
In search of a kindred spirit friend
Posted:Jun 19, 2023 8:42 pm
Last Updated:Mar 27, 2024 2:18 pm
192224 Views

I filed divorce to a dentist who's annual income was $2. He got his "Green card", U.S. citizen from me. With lots of disappointment and sadness, I filed divorce in May 2004 and he moved out on June 1, 2004.

I went on Chinese FriendFinder for 3 months membership and then switched to Yahoo Personals. The magic happened that we viewed each other's profile in May 2006. He emailed me and I replied. At that time, my username was Rx4Love, so he knew that I am a Calif licensed pharmacist. The first met at a Starbucks in early June of 2006. Later on, I realized his birthday was June 9. He was 6'1" tall, Caucasian, a bank CEO/Chairman. He had a very distinguish look that attracted me (love at first sight). The 2nd date was lunch at a "Dim Sum" restaurant. I was surprised he could use chopsticks and ate "chicken feet". The 3rd date was in April of 2007 dinner at a romantic Chinese restaurant. He told me that he will go to China the following week. It was long dinner, he told me a lot of his past. He was born in New York, but raised in Washington DC. His father was a Spanish and mother was a Irish. He adopted his 3rd who had Autism. I remembered every word he said. Then, to my surprised he emailed me from a coffee shop in Shanghai. In April 2007, the WiFi wasn't popular yet, so he brought his laptop to a coffee shop and used the WiFi to email me from China. It was a big surprise.

He was a very busy businessman with 4 banks (he had 3 banks but then US government called him to buy another bank that in danger). I could Google what he said are truth. He lived in San Marino (an expensive city) that only 19 miles from me. Then, he visited his sister in Spain every year and emailed me from Spain. He went to Australia and New Zealand. That's why I went to Australia and NZ the next year in 2015. He seemed more relaxing during his trip and emailed me. Of course, he also emailed me in USA. We had more than 20 thousand emails, I set a folder just for him.

He used the 3 day long weekends to take me to lunch. He had to work on Saturdays. In June 2007, he told me to sell my property (my mom and I bought). I trusted him and sold that condo that my mom lived easily for quadruple price. Because he went to China in 2007, so I went to China in May 2008 for 8 d/6 nights. I received his Yahoo email (Gmail couldn't use in China) in Beijing that he said banks were not lending loans. It was "sub-prime loan crisis" about to burst. Lucky, he told me to sell my mom's condo in June 2007.

A real estate agent in Taiwan called me that his was interested to buy my mom's property in Taiwan in Dec 2010. My mom had arthritis and on wheelchair, so I took my mom to get "power of attorney" that I could represent my mom back to Taiwan to sell her property in January 2011. We thought I could come back to USA within 3 weeks, but then Taiwan celebrate "Lunar New Year" for 6 holidays. Banks, Escrow are closed for 6 days, the transaction halted. I went to Japan for 5 days because Japan don't celebrate lunar new year. When the transaction done, I wired sold proceeds back to USA. Then Japan had a 8.9 magnitude earthquake, tsunami, nuclear tank leaked on March 11, 2011 and I returned to USA on Feb 16, 2011.

With 2007 and 2011 sold proceeds, I asked the banker CEO friend how to invest. He said "buy rental properties in Las Vegas". Why? I asked. He said Las Vegas has many casinos that open 24/7 and need 3 shifts employees. Those employees need a place to live. Since they have jobs, they can pay for rent. I did what he said, I went to Las Vegas to buy rental properties alone. When I came back and emailed him that I bought 5 "foreclosures, bank own properties. He replied "you are the Queen of Las Vegas".

Those rental properties are double, triple, I sold 3 but keep 2 properties. I trusted my banker CEO friend but unfortunately he passed away on January 12, 2022. I Googled his name and city and found out from obituary online in Sept 2022. I think he died in heart attack (Atrial fibrillation). I miss him but my life has to go on. I am looking for another kindred spirit friend.

1 comment
Best AI stocks
Posted:May 27, 2023 3:56 pm
Last Updated:Apr 7, 2024 5:46 pm
137978 Views
MSFT - OpenAI
GOOGL (Bard, superior data resources, and its DeepMind Technologies)
NVDA (supercomputer graphics processing unit (GPU) market)
AMD (Advanced Micro Devices)
TSM (world's largest pure-play semiconductor foundry),
META (leader in social media and online advertising and F B )
ASML (extreme ultraviolet (EUV) lithography tools)
SAP (global leader in enterprise resource planning software solutions)
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I am a Taiwanese-American who has been residing in USA for 43 years. I am bilingual. Of course, I own 3 Taiwanese-American's semiconductor company stocks, that are NVDA, AMD and TSM. NVDA reported excellent earning aftermarket of 5/24/23. Its stock soared 高漲 to $395. My average price is $149, I sold 1/3 shares for profits, but still own 2/3 of total shares. The next morning pre-market jumped to $399.50. I set to sell more shares but didn't get executed 執行. I felt "short-squeez" the NVDA up to the sky.

My AMD stock also jump up. TSM is the best semiconductor foundry, but due to the geopolitical, TSM didn't soar 高漲 as NVDA. Warren Buffett bought TSM as his top #10 stock, but then he sold all his TSM said due to geopolitical reason (CCP might invade Taiwan).

AVGO (semiconductor co.) soared to $814.98 because Apple announced on 5/23/23 a multiyear, multibillion-dollar agreement with Broadcom AVGO for the chipmaker to supply 5G wireless components. My AVGO average price was $435.33, it jumped to $814.98. Of course, I sold all of my AVGO.
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The U.S. inflation is still high, Fed Reserve (FOMC) maybe will hike the interest rate in June or July meetings to tame the inflation. Some investors said FOMC may pause June rate hike but hike in July. FOMC already hiked interest to 5%, stock market will plummet violently. I took profits while I can. Buy low, sell high.

If "debt ceiling" standoff can't reach bipartisan agreement by June 5th, stock market will shake downward.

Russia has invaded Ukraine since Feb 24, 2022 and we can't see peace just yet. Russia and China economy are both in crisis, but both dictators are still spending their people's money to consolidate their leaderships in their countries. Communists are ridiculous, outrageous.

Be careful with stock trading. AVGO is too high, I sold all my shares, please look its chart soared to the sky. I am shorting AVGO.

Good luck on your trading!! Happy Memorial Day.


7 Comments
Debt ceiling standoff
Posted:May 13, 2023 12:40 pm
Last Updated:Mar 27, 2024 2:27 pm
137369 Views

US Treasury Secretary Janet Yellen urged Congress to raise its debt ceiling, warning that a US default would produce an “economic and financial catastrophe” that would trigger a global economic downturn and risk undermining the country's ability to provide global leadership. Furthermore, Janet Yellen says "US default would trigger a global economic downturn" and " it should be ‘unthinkable’ for the U.S. to default on its debt".

1. The nation may run out of money to pay all its bills as soon as June 1, the so-called “X-date.”

2. The government wouldn’t be able to pay everyone on time. It would likely prioritize payments to investors holding U.S. Treasury bonds, to avoid a “technical default.”

3. Payments like Social Security, Medicare, tax refunds, military salaries and others would likely be delayed.

4. Democrats and Republicans haven’t yet reached an agreement to raise or suspend the debt ceiling and avoid that outcome.

6 Comments
A persona non grata 不受歡迎的人
Posted:Apr 26, 2023 2:58 am
Last Updated:May 19, 2023 5:32 am
139315 Views
Chinese ambassador, Lu Shaye 卢沙野 sparks European outrage over suggestion former Soviet states don’t exist. Lu Shaye 卢沙野 is a Chinese diplomat currently serving as Chinese Ambassador to France and Monaco. Lu is popularly referred to as a leading advocate of "wolf-warrior diplomacy", which he has promoted.

Chinese ambassador, Lu Shaye's comment on Sunday, 4/23/2023 dismayed all 14 out of 15 European countries including Armenia, Moldova, Estonia, Latvia, Lithuania, Georgia, Azerbaijan, Tajikistan, Kyrgyzstan, Belarus, Uzbekistan, Turkmenistan, Ukraine, Kazakhstan except Russia. We know the USSR collapsed in December 1991 & left in its place 15 independent states. (The USSR leader, Mikhail Gorbachev closes his resignation speech after delivering it at the Kremlin in Moscow on Dec. 25, 1991.) Those 15 countries have their independence and their own "sovereignty 主權". These 15 countries do exist as individual countries since 12/25/1991.

The remarks by China’s ambassador to France Lu Shaye, who said during a television interview that former Soviet countries don’t have “effective status in international law,” have caused diplomatic consternation, especially in the Baltic states. Lu told the TV host, Darius Rochebin to get education for USSR history. In fact, Lu is the person who should get education. Lithuania, Latvia, Estonia would be summoning Chinese representatives to ask for clarification, Lithuanian Foreign Minister Gabrielius Landsbergis confirmed on Monday, 4/24/2023. Ukraine, Moldova, France and the European Union also all hit back with criticisms of Lu’s comments.
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In August 2022, after Nancy Pelosi visited Taiwan, Lu said that the people of Taiwan had been brainwashed by pro-independence ideas saying, "I'm sure that as long as they are re-educated 再教育, the Taiwanese public will once again become patriots".

In December 2022, Lu said of the 2022 COVID-19 protests in China that, "Foreign forces came into play already on the second day".


4 Comments
Taiwan's President Tsai meets Kevin McCarthy at Reagan Library
Posted:Apr 5, 2023 11:45 pm
Last Updated:Feb 17, 2024 6:09 pm
136706 Views
It is an unprecedented event for an incumbent Taiwan female president to meet U.S. House Speaker, Kevin McCarthy at Reagan Library today, April 5, 2023. As you know, U.S. House Speaker is the 2nd in line for President.

(I have visited Ronald Reagan Library in Simi Valley, Calif in Dec. 2008, please refer to my profile pictures.)

As you can see, during the meeting Taiwan's president Tsai can speak English fluently without any interpreter to translate when she talked to House Speaker, McCarthy and other 18 Congress members including Mr. Mike Gallagher directly. If you Google Tsai Ing-wen education, you will find out she graduated from London School of Economics and Political Science (1980–1984) and Cornell Law School (1978–1980). There were no "Cultural Revolution" in Taiwan, females can pursue high education.

I am very happy to hear Mr. McCarthy to address 稱呼, 頭銜 Miss. Tsai as "Taiwan President". As a Taiwanese-American, I am very grateful to Mr. McCarthy. Taiwan's Presidents are voted by any Taiwanese over 18 y/o. People elected their leaders, presidents just like any Democracy countries. I have been in the USA for 43 years and voted for U.S. presidents every 4 years. Unlike the CCP leader only got 2,952 votes that represent for 1.4 billion Chinese people and they voted by raising hand up, and only one candidate and all 2,952 CCP unanimously 無異議地;全體一致地 voted for Xi for his 3rd term five years. In Democracy countries have at least bipartisan system and primary election with many candidates.

Taiwan's President Tsai Ing-wen vowed to "defend the peaceful status quo" in which the people of Taiwan can continue to thrive in a free and open society. Her remarks came after a meeting with House Speaker Kevin McCarthy that Beijing had warned against. President Tsai said "unwavering support, reassures the people of Taiwan that we are not isolated, we are not alone."

I am a patriot to Taiwan and the USA equally. God bless the USA and Taiwan. Peace on Earth, stop the war between Russia and Ukraine. No more killing and destroying.


4 Comments
House unanimously passes bills
Posted:Mar 29, 2023 3:25 am
Last Updated:Mar 27, 2024 1:03 pm
93084 Views

China is Not a Developing Country Act H.R. 1107 - The House unanimously passed a bill on Monday, 3/27/2023, that would direct the Secretary of State to work toward stripping the People’s Republic of China of its “developing country 開發中國家” label in international organizations. H.R. 1107 would require the Department of State to influence international organizations to reclassify China as a high income, upper middle income, or developed country 發達國家 instead of as a developing country. It also would require the department to dissuade those organizations from granting China any preferential treatment as a developing country.

Stop Forced Organ Harvesting Act of 2023; H.R 1154, - China is the only country in the world to have an industrial-scale organ trafficking practice that harvests organs from executed prisoners of conscience.

Permanent normal trade relations (PNTR) 永久性正常貿易關係 - legal designation in the United States for free trade with a foreign nation. ‎History · ‎U.S. and China. The Committee on Ways and Means, to whom was referred the bill (H.R. 4444) to authorize extension of nondiscriminatory treatment (normal trade relations treatment) to the People's Republic of China, having considered the same, report favorably thereon with an amendment and recommend that the bill as amended do pass.

2 Comments
Caribbean cruises (from Brazil to Bahamas)
Posted:Mar 26, 2023 2:23 am
Last Updated:Mar 27, 2024 1:13 pm
90251 Views

I am considering a Caribbean cruises from Brazil to Bahamas for 22 days. I have been to many European countries but never been to South America.

Due to Russia has invaded Ukraine for over a year and don't see peace in sight, Europe is not in peace. So, I decided to see South America for a change.

I had a 36 days solo trip to Italy, in 2018, lots of walking. My Dutch female friend booked Rhine & Moselle rivers cruise and both of us paid in full in Nov 2018, a few days after I returned to the USA from Italy. The original river cruise was in July 2020. Then the pandemic spread to the world in January 2020. The travel agency postponed twice for the river trip. Finally, I traveled solo (the Dutch woman fell down) to 6 European countries. I felt cruise is good that I don't need to drag luggage to different hotels. My luggage stayed in my cabin, while we had less land sightseeing walking during the day. The breakfast, lunch and dinner all provided on the ship. It was an enjoyable experience eating the delicious French cuisine (Foie gras, Crème Brulee) and seeing beautiful scenery at same time.

With these two reasons, I am thinking to join Caribbean cruise (from Brazil to Bahamas). The weather is good there and people are very passionate. Brazil is famous in BBQ various meats. Brazilians speak Portuguese instead of Spanish.

1 comment
Bank crisis, not again
Posted:Mar 19, 2023 2:31 am
Last Updated:Mar 27, 2024 12:50 pm
84958 Views

You probably heard the recent "bank failure" from news. It took me for a while to figure out those banks problems. My bank CEO/Chairman passed away in January 2022 (a year ago), so I can't ask him the reasons for those banks failed.

Those banks included SVB (Silicon Valley Bank in Silicon Valley, Calif), Signature Bank, FRC (First Republic Bank in San Francisco) and CS (Credit Swisse a global investment bank in Switzerland).

We all knew that there were many banks bankrupted due to sub-prime loans in 2008 when I was in China for 8 days/6 nights, my banker friend emailed me from the USA said the banks were not leading loans. We witnessed the Lehman Brothers collapsed, Indymac Bank bankrupted on July 11, 2008, and many banks had to be bought by big banks. such as JP Morgan (JPM) bought Washington Mutual, Bank of America (BAC) bought Merrill Lynch, Wells Fargo (WFC) bought Wachovia, Fannie Mac (FNM) & Freddie Mac (FRE) – de-listed on 6/17/2010, ..... In 2008, people couldn't pay monthly mortgage payments on time, so they dumped houses to the lender banks. The banks wanted the borrowers to pay payments but not to foreclose their houses. My banker friend told me to buy houses in cash. Lucky me that someone in Taiwan wanted to buy my mom's house in Taiwan. Because my mom was weak to walk (in wheelchair) due to arthritis. I got the "Power of Attorney" to represent her and went back to Taiwan to sell our family house in Taiwan. I wired back the sold proceeds to the USA in my mom account in 2011. I asked my banker friend how to invest. He said buy rental properties in Las Vegas, so I bought 5 properties with my mom sold proceeds in 2011. My mom passed in Sept 2013. I inherited her properties.

I am a pharmacist, don't know much about "Finance" but I remember my banker friend's advice. I have NEVER invested in Bond market, but I invest in stocks.

From recent news, I learned Silicon Valley Bank failed within 48 hours. I read the news said banks use the depositors money to invest. SVB bought lots of Bonds when the interest rate was very low. Recently SVB sold its stock and Bonds and lost of billions of money. Higher inflation often results in higher interest rates. Persistently elevated inflation altered the landscape for bond investors. If interest rates move higher, stock investors become more reluctant to bid up stock prices because the value of future earnings looks less. so, SVB had "double whammy"雙重災難;禍不單行;

8 Comments

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