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My special friendship with a banker CEO for 10 years I have met a banker CEO since June 2006. June is his birth month and I have known him from Yahoo Personals which has closed down many years ago. He only subscribed for 3 months and I am very lucky to know him that time. I immediately attracted by him at 1st meet. He is a tall (6'1") and very distinguish look Caucasian. In order to protect his privacy, I won't post his photo. He looks like our V.P. Mr. Joe Biden. They both Irish and Roman Catholic. My banker friend was born in NYC but grew-up in Washington DC. He doesn't believe in Bible, he goes to church only because he has good memory in church during childhood. He lives in San Marino where my pharmacy used to be, 19 miles away from me. He is a CEO/President/Chairman of a bank with 4 locations. He is a very busy businessman with a bachelor and master degrees in Finance and a MBA from American University in DC. He married very young at 18, the day after high school graduation to his high school sweetheart (same age). He said "I thought I can conquer the world". He has two biological daughters, one adopted and 5 grand-. He adopted the 3rd because her biological Mexican parents have 10 and couldn't afford the 9th who couldn't speak a word at 18 months old. My banker friend took her to see many MD and been diagnosed "Autism". The 2nd date was in Aug 2006 to celebrate my birthday. The 3rd date was the most romantic dinner from 7 to 9 p.m. that when he told me his past. He went to China for a week in April 2007 and emailed me from China. He goes to Spain twice a year to visit his older sister who lives in Spain. He emailed me from Spain sometimes. He goes to Colorado to visit his younger brother and snow ski every winter He is a very happy and optimistic man. When I traveled to China in May 2008, he emailed me that he felt our USA in financial crisis. As we know later, Lemon Brother and many banks bankrupted in 2008 - 2010. Many investors blamed to bankers but he said "Banks have many regulations and guidelines by our government" I trust him and sold my property in June 2007 at high as he told me. In winter of 2011 (when foreclosure house for sale signs everywhere) he told me to buy properties in Las Vegas, so I bought 5 properties. When I came back and emailed him, he said "you are the Queen of Las Vegas". His advice proved to be correct. I have learned a lot from him. It has been a platonic friendship for the past 10 years. We have more than 9 thousand email correspondences. We talked about politics, religion, real estate market, stock market, current events, .... but NOT romance. I know I love him more than he likes me. I wrote an email "Unilateral Love" one night, the next morning he replied "we divorced people are NOT happy" He lost many properties to settle his divorce. He said "you are a smart girl and I like to keep in touch with you". He then said "How about a lunch this Saturday? He gave me 3 choices of restaurant. I picked one and met him at restaurant. He likes "Dim Sum" lunch and uses chopsticks very well. Although I have dated many guys after met him, but he is always on the top of my mind. His entrepreneurial charisma and vision impressed me. He is a very important friend. When I have had tenant's problem, he told me the attorney specialized in "eviction". He told me to get LLC (Limited Liability Company) to protect my properties. But I need to pay $800 extra tax to IRS every year. I do have "living trust" from my mom before she passed. I will set up a "living trust" for my in the future. He is the one in a million, chance of a lifetime friend. Honesty is the best policy. |
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The trust bond is solid. I am honest and so is he. He is very busy. Besides of banking, he also joined 4 real estate board of director. He said business related. He is thinking to retire or semi-retired since his Cardiologist MD diagnosed him "Atrial Fibrillation" - irregular heartbeat. He has stopped his 3 consecutive years Los Angeles Marathon in March. When he was young, he was in U.S. Marine Corps. He just had his 68th birthday few days ago. He said it is about time to retire. Honesty is the best policy.
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Real estate agent probably tell you "Location, Location, Location". Let me modify to "Timing, Timing, Location". There were chance of a lifetime to sell property in 2006 to 2007 when Federal interest rate was very low after 2001 terror attack and "easy loan policy" (no credit check, no employment verification, ...). There were chance of a lifetime to buy property in 2010 to 2011 when every street had "Bank own foreclosure house for sale" signs. It is so obvious. General speaking, sell house in Summer, buy house in Winter. I tell you why. In Summer, students graduation, new married couple, new baby arrival, find new job out of town, ... many buying activities in Summer, so the prices go up. So, it is a better time to sell house when the price is up. In the Winter, people spend money on holiday gift, turkey dinner, cold weather prevent people to go outside look for property to buy. The sellers are urgent to sell if they have money urgency. The whole real estate market slow down, the prices go down. You come out to buy bargain prices. I am market contrarier. I hope those tips can help you. Remember, buy in Winter, sell in Summer. Opposite of the public. Real estate is the big investment for most of people. Timing is very important. Honesty is the best policy.
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My ex moved out on June 1st, 2004. I met the banker in June 2006. Some of my "positive" female friends told me "keep the friendship with the banker. His advice benefit you and you don't need to cook for him or do his laundry". "if you married to a man, you have his merits but also accept his weakness". "Friendship last long time". My 13 nights roommate to Australia & NZ, Lisa, said "you are very lucky to know him". Some of my "negative" female friends said "you spent 10 yrs time but you can't have him". The banker said in email that he won't have another marriage. He is happy to live alone and like to continue our friendship. He enjoy to spend time with his 5 grand-kids in holidays. He emailed me some of this grand-kids pictures showed they won some awards from schools. I don't force anyone to love me. Stay friendship with him. He can teach me lots of things. He is more intelligent than me. Honesty is the best policy.
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